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Providence

Elgin, Illinois — West-side neighborhood built in the 2000s

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Market Snapshot · Last 12 Months (MLS Data)
$489KMedian Sale Price
26Sales Last 12 Months
100.0%Sale-to-List Ratio
10Typical Days on Market
4Typical Bedrooms
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The short answerProvidence is a mix of detached houses and townhomes in Elgin, Illinois (60124, Kane County). Over the last 12 months, 26 homes sold here with a median sale price of $488,750, at about 100% of list price, and the typical home went under contract in about 10 days (MLS data through Oct 27, 2026).

About This Neighborhood

About Providence

Providence is a west-side Elgin subdivision in the 60124 ZIP code, in Kane County. Most homes here were built between 2005 and 2013, so buyers get a newer home without the wait or price of new construction.

It's really two neighborhoods in one: detached two-story houses and a section of townhomes. Over the last 12 months, 16 houses sold at a median of $534,950 and 10 townhomes sold at a median of $305,500, so Providence works for very different budgets.

Listings here often mention a clubhouse, park and playground, ponds and tennis courts in the community. Ask me which section a home is in, because HOA dues and amenities differ between the houses and the townhomes.

Education

Providence Schools

These are the schools most often listed for Providence homes in recent MLS listings, in Central Community Unit School District 301. Boundaries can differ by street and can change, so confirm any specific address with the district.

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Prairie View Grade School

Central Community Unit School District 301

Elementary
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Country Trails Elementary School

Central Community Unit School District 301

Elementary
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Prairie Knolls Middle School

Central Community Unit School District 301

Middle School
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Central High School

Central Community Unit School District 301

High School

Location & Lifestyle

Life Around Providence

How far Providence is from the places Elgin buyers ask about most (straight-line distance; drive times vary with traffic).

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Elgin Community College

Classes, events and the Arts Center on Spartan Dr · about 2 miles away

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Randall Road corridor & I-90

Shopping and dining along Randall Rd, near Advocate Sherman Hospital · about 2.5 miles away

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Big Timber Road Metra station

Milwaukee District West line to Chicago Union Station · about 3 miles away

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Downtown Elgin & the Elgin Metra station

Fox River, restaurants, The Hemmens and Metra to Chicago · about 4 miles away

Real Estate

Providence Home Styles & Prices

Homes here were built mostly between 2005 and 2013. Over the last 12 months, 26 homes sold in Providence: 16 detached houses and 10 townhomes or condos. The typical home that sold had 4 bedrooms and 2.1 baths with a 2-car garage.

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Detached houses
Median $534,950
16 sales in the last 12 months
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Townhomes & condos
Median $305,500
10 sales in the last 12 months

Ready to explore homes in Providence? Reach out to Maria for a private tour or to get notified the moment a new listing hits the market.

Buyer Questions

Providence Buyer FAQ

The questions buyers ask me most about Providence, answered with my own analysis of MLS closed sales.

How much do homes cost in Providence, Elgin?

Over the last 12 months, 26 homes sold in Providence with a median sale price of $488,750. Prices ranged from $275,000 to $940,000. That included 16 detached houses (median $534,950) and 10 townhomes and condos (median $305,500). (MLS closed sales through Oct 27, 2026.)

Are homes in Providence houses or townhomes?

Providence is a mix of detached houses and townhomes. Of the 26 sales in the last 12 months, 16 were detached houses and 10 were attached homes (townhomes or condos). The typical home that sold had 4 bedrooms and 2.1 baths, and most were built between 2005 and 2013.

How fast do homes sell in Providence?

The typical home in Providence went under contract in about 10 days (median MLS market time) and sold for about 100% of its list price. 54% of sales closed at or above list price. If you like a home here, plan to see it quickly and have your pre-approval ready.

Does Providence have an HOA, and how much is it?

Yes, most do. 92% of recent sales in Providence listed an HOA fee, with a median of about $370 a month. Ask what it covers (exterior, roof, snow, lawn, amenities) and whether a special assessment is planned.

How much are property taxes in Providence?

The median tax bill on recent Providence sales was about $10,494 a year (about $874 a month), roughly 2.1% of the median sale price. Providence is in Kane County. Your bill depends on the assessment and exemptions like the homeowner exemption, and the tax shown in the MLS is often the seller's bill, so I estimate it with you before you make an offer.

What schools serve Providence?

Recent MLS listings in Providence were most often assigned to Prairie View Grade School or Country Trails Elementary School, Prairie Knolls Middle School and Central High School, in Central Community Unit School District 301. Boundaries can differ street by street and can change, so confirm a specific address with the district before you buy.

Have home prices gone up in Providence?

The median sale price over the last 12 months was $488,750, compared with $332,000 in the 12 months before that (+47%). Five years ago, the median was about $375,500. With 26 sales a year, the median can move with the mix of homes that sell, so I look at comparable sales for any home you're considering.

How much do I need for a down payment in Providence?

At the median price of $488,750, a 3.5% FHA down payment is about $17,106 and a 5% conventional down payment is about $24,438, plus closing costs. Illinois IHDA programs may help with both. My Mortgage-Ready Guide walks you through it.

How can I hear about new listings in Providence?

Text me at (779) 970-4339 and I'll set up an MLS alert for Providence so you get new listings and price changes as soon as they're entered. In a neighborhood where homes sell in about 10 days, that head start matters.

Active Listings

Homes for Sale in Providence

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Map

Where Providence is

Free video series

Buying in Elgin? Start here

Elgin IL Home Buyer Blueprint: Start Here Before Buying a HomeSix short videos on agents, buyer fees, lenders, offers and contracts. Watch the series →

More about the area: Living in Elgin — parks, events and commute →

MM
Written by Maria MartiNEZ

Licensed Real Estate Agent (IL Lic. 475.173406) with Smart Home Realty in Elgin. Bilingual (English/Spanish), focused on first-time buyers and Elgin sellers. Market figures come from my own analysis of MRED MLS data. More about Maria · Last updated October 27, 2026.